2017 Lessons Learned

A lot happened this year and I'm grateful for it all.Β  I de-cluttered my life, added a property to my portfolio, changed jobs and made moves that will set me up for long term success. But not everything that happened was great. While I was able to accomplish a lot of the things that I … Continue reading 2017 Lessons Learned

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The Debt Cycle:Why I’m Keeping the Credit Card Despite My Lack of Discipline

Even though I have been able to taper my habits a bit, I still don't consider myself financially disciplined. I still shop impulsively, find ways to justify why I'm not sticking to my budget and refuse to accept a bit of pain in the short term for the long term gain. The chief enablers of … Continue reading The Debt Cycle:Why I’m Keeping the Credit Card Despite My Lack of Discipline