When living within your means pays off

I'm so grateful today. Its one of those days where the fact that I'm in a better financial position because I'm living within my means is hitting me. I came to appreciate this fact today after unsuccessfully showing my property to yet another potential tenant. Β Ever since I put it up for rent earlier this … Continue reading When living within your means pays off

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The Debt Cycle:Why I’m Keeping the Credit Card Despite My Lack of Discipline

Even though I have been able to taper my habits a bit, I still don't consider myself financially disciplined. I still shop impulsively, find ways to justify why I'm not sticking to my budget and refuse to accept a bit of pain in the short term for the long term gain. The chief enablers of … Continue reading The Debt Cycle:Why I’m Keeping the Credit Card Despite My Lack of Discipline

Offer Accepted :) Next Steps After Securing the Property

Buying property is very cash intensive. You literally bleed out money in the buying process and maybe even after that. There are costs that you can anticipate like paying for inspection, appraisal, transfer tax etc. But there are so many things that could come up that literally will take a huge bite out of your … Continue reading Offer Accepted πŸ™‚ Next Steps After Securing the Property