What matters to you? What you have? Or what you want others to think you have? This was a conversation I had to have with myself. You see, I am a goal oriented person. I set a goal and achieve it. Upon achieving it, I want to reward myself. One of my bad money habits … Continue reading Financial Independence, Not Display
This time I mean it! I'm on debt payoff round 2 and here's what I've planned and accomplished. I created a list of my credit card debt that contained the amount I owe, the interest rate and the target date for when I want it gone. I called the credit card companies and got them … Continue reading Digging Myself Out
This was something that seemed so unattainable a couple years before. But it happened. I found a two bedroom two bath condo. The place is large, with skylights, high ceilings, fireplace and an open concept living area. All my HGTV dreams came true. What was even more awesome was the fact that the appraiser knocked … Continue reading Proud Homeowner, Undisciplined Spender
The day I drove my car off the lot, I promised myself I’ll buy a house the following year. I started thinking of ways I can save money in time. At the time I was living in a less than desirable situation, a room share with two other people who did not like each other … Continue reading Then What? A House?
Paying that loan off was the best feeling ever. I think I logged into my account a hundred times that day just to savor the feeling of not owing this company a dime. But what was more important was the lesson I learned in the process. I did less impulse shopping and learned to make … Continue reading What’s next? A Car!
I believe I’m blessed. Whatever hardship I went through was not more than I can handle and the resulting consequences weren’t without their lessons. I wasn’t tested just for the sake of being tested. I was given an opportunity to learn, early on in my life and my career, before I had too much to … Continue reading A Few Speed Bumps on My Journey
After I got the job in January, I spent the first few months catching up on past due bills and paying back people that lent me money after my savings ran out. I then paid off $3500 in credit card debt. But all the heavy lifting did not come until that fall when I finally … Continue reading Victory