This, falling and getting back up, being tempted, giving in, resisting and progressing, feels like training. There's a reason why I just ignored the student loans I had to take out for grad school. It was just too scary to think about. At $1610 per credit and well over $20,000 in other expenses, tuition for … Continue reading Goal: Pay Off All Student Loans Deadline: 30th Birthday (October 2020)
I used to not think too much about which health insurance I signed up for at work. The first time I signed up, I just wanted to pay as little as possible so I got an HMO. It was terrible. The second and third time I signed up, I got a PPO and essentially hemorrhaged … Continue reading Avoiding the PPO Scam and Keeping More of Your Paycheck
I just want to be smart with my money. I want to be well informed and make wise decisions that will ultimately help me reach my goal of financial independence where I have the freedom to determine how I want to spend my time and energy. One of the things that has been challenging to … Continue reading Second Thoughts About the Emergency Fund
Yesterday at lunch, I read about how a blogger retired at age 34. His name was the Mad FIentist (FI for Financial Independence)and he had a lot of great advice to offer and even had an excel spreadsheet that he created to show people how they can plan their road to an early retirement. Welp, … Continue reading Rude Awakening
I can see the horizon. If all goes according to plan, I should be out of my credit card debt by the end of the year and done with my car payments by next month. So I wanted to plan next steps. The biggest task I have to accomplish is to create a 6 month … Continue reading Emergency Fund Options
One of the frustrating things about the job application process is figuring out how to grab and hold the attention of a potential hiring party. It's difficult to figure out what to say about yourself, as well as the skills and experience you possess in a way that makes you stand out from the many, … Continue reading Feel Like You’re Flushing Your Resume Down the Toilet?
Okay, I'm back from feeling sorry for myself and back on focusing on these money goals. I just thought I'd share my struggles as well as victories so I can paint a more realistic picture of what the road to financial independence is like. Sometimes I feel like I'm an addict, binging on spending sprees … Continue reading It is a Sprint, Not a Marathon