Rationale for The Resignation


For someone who’s trying to pay off over $120,000 of student loans and a few thousand dollars of consumer debt in a matter of a few years, quitting a decent paying job seems like a crazy and detrimental decision. It is. Why did you quit then? you might ask, as the logical person you are. My reason is this. As I mentioned in my previous post, there are certain things I look for in a job besides money. To me, these things are actually more important than money since you can make money pretty much doing anything. The most important thing to me is professional development which I define as the opportunity to pick up new skills, become an expert in skills you already have and widen your perspective of the field you work in. The brain is a muscle. And exercising that muscle at a 9-5 requires some sort of professional development. Well for the past year or so, I was not getting that. My skills were stagnant and I learned nothing new. I also dealt with some less than professional situations that made me decide to resign.

I know there are people that would stay at jobs despite the bullshit they go through but I’m not built like that. But in addition to that, here’s my financial rationale behind this decision.

  1. My salary potential is reaching its peak which means that even if I get raises, I will get them in small insignificant increments.
  2. I will not receive significant pay increases for quite some time even though I’ve been at my current level of pay for more than two years. This does not sit well with me since I’ve stopped learning anything new and currently go through the motions at work.
  3. While I’m capping out in this line of work, I could take courses to get certified in a field that will allow me an unlimited growth potential in salary and professional development. Making this pivot will allow me to get on a higher career trajectory.
  4. I’m not making that much money right now. Hopefully with my MBA and the certifications I plan to get, I could potentially make a lot more within a few years. So why sacrifice my opportunity to transition into a different sector for a salary that has little potential for growth and increases at an extremely slow pace?
  5. I’m in my twenties, no kids, no obligations to others. If there is ever a time to take a chance and do something new, try a business idea or go out on my own, it is now. If everything I pursue fails, I can always go find a 9-5 that will pay me.
  6. Working at a job is not the only way I can make money. This decision frankly has lit a fire under my ass to find alternate sources of revenue, passive income, investment, freelancing, you name it. I’m coming up with things to try all the time. Until I can set my course and start working towards a solid career goal, I can certainly take on these ventures and possibly succeed at some.

I can’t just be a cog in the machine. I’m meant for something better. f I do not pursue my dreams, and at least attempt to achieve my goals, my potential will haunt me. And I would rather deal with the temporary pain of not having a steady paycheck than deal with a lifetime of regret for not having pursued what I thought I was meant to do.