I Just Wanna Talk About HSAs Again…because seriously

Open enrollment is upon us! For most, it goes by without any change made to their health insurance coverage. Some people don't even bother to look at what's available. But this might literally be costing you thousands every year. I'm not exaggerating. If you consider how much you're allowing to be taken out of your … Continue reading I Just Wanna Talk About HSAs Again…because seriously

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Energy Management

October was busy but productive.Β In addition to my full time job and classes, I was also working hard to get my property off the market as well as assisting a client in buying an investment property.Β Β This was also accompanied with various social commitments (i.e. weddings, showers etc.) so it was safe to say my plate … Continue reading Energy Management

The Debt Cycle:Why I’m Keeping the Credit Card Despite My Lack of Discipline

Even though I have been able to taper my habits a bit, I still don't consider myself financially disciplined. I still shop impulsively, find ways to justify why I'm not sticking to my budget and refuse to accept a bit of pain in the short term for the long term gain. The chief enablers of … Continue reading The Debt Cycle:Why I’m Keeping the Credit Card Despite My Lack of Discipline

Offer Accepted :) Next Steps After Securing the Property

Buying property is very cash intensive. You literally bleed out money in the buying process and maybe even after that. There are costs that you can anticipate like paying for inspection, appraisal, transfer tax etc. But there are so many things that could come up that literally will take a huge bite out of your … Continue reading Offer Accepted πŸ™‚ Next Steps After Securing the Property